Platform Overview

Q: What is Xitadel?

A: Xitadel is a decentralized fixed-income platform on Solana. Web3 projects deposit native tokens as collateral and raise stable coins through structured issuances called LTTs. Investors earn fixed or token-linked returns without either side relying on a lending pool.

Q: Is Xitadel a lending protocol?

A: No. Lending protocols match borrowers with pooled lender funds. Xitadel works more like corporate bond issuance: projects structure a raise with defined terms (maturity, yield, collateral), and investors choose whether to participate.

Q: Who can issue on Xitadel?

A: Any Web3 project or DAO with a native token, or any type of idle tokens in their treasury. Projects need to meet transparency, tokenomics, and collateral standards. Apply at https://business.xitadel.fi/


Investing

Q: What is an LTT?

A: LTT (Liquid Treasury Token) is a fixed-term, overcollateralized token backed by native project token assets. A project deposits tokens as collateral. Investors buy LTTs with USDC and receive returns at maturity. The issuer gets USDC without selling their native tokens on the open market.

Q: What are UT and CT?

A: Two types of LTT with different payouts.